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Visa cards are the world’s most widely used form of “plastic” payment. As of December 2000, more than $1.8 trillion in products and services were purchased using Visa cards, and Visa's worldwide market share, at sixty percent, was greater than that of all other major payment cards combined. There are more than one billion Visa, Visa Electron, Interlink, and PLUS cards in the market today. Visa-branded cards are accepted at more than twenty million locations in more than 150 countries, making Visa the closest thing there is to a universal currency.

The payment card industry is only a little more than forty years old. Just a few decades ago, shoppers could pay for their purchases solely with cash or checks. Today, payment cards have become an integral part of their lives—whether they use them for credit or debit, for travel or at home, for purchases, or at the ATM. Owning a payment card opens up a whole new world of possibilities. Visa International’s more than 21,000 member financial institutions have helped us become the world’s leading full-service payment network. In a highly competitive industry, Visa’s products and services have emerged as the payment options of choice for consumers in 300 countries and territories.

Visa operates the world’s largest and most sophisticated consumer payments processing system, with enough communications lines to encircle the globe nearly 400 times. The Visa network, known as VisaNet, processes more than 3,700 transactions every second during its peak season, and is capable of handling transactions denominated in 160 different currencies.